Why Offer Digital Spend Cards?
You may be familiar with Starbucks’ digital spend cards, which account for over 52% of their U.S. transactions—driving higher order values and repeat purchases.
Offering a branded spend card in your Mobile App can help you achieve similar benefits:
Faster checkout and seamless payments
Increased loyalty engagement
Higher average order values
More frequent repeat visits
Digital Spend Cards keep your brand top-of-mind and make it easier for customers to return.
Prerequisites
Before getting started, ensure you have:
Required Permissions:
Enabling Digit Spend Cards requires Owner permissions.
Other Requirements:
AIQ Mobile App enabled
A POS system compatible with Birchmount integration
A Birchmount account (or readiness to enroll)
Birchmount Cards Integration
Birchmount Cards enable gift card and reloadable payment card functionality within your Mobile App by connecting directly to your POS system.
Your POS treats scanned Birchmount barcodes like standard gift cards, making setup simple and fully compatible.
💡 Good to Know:
There is no setup charge, and the integration works seamlessly with barcode scanning at checkout.
How to Enable Birchmount Cards
Step 1: Confirm POS Setup with Birchmount
Existing Birchmount Clients
If your POS is already connected to Birchmount, skip to Step 3.
New Clients
If you are not yet using Birchmount, you can:
Sign up for Birchmount to enable reloadable payment cards
Request a demo of the Birchmount platform
Step 2: Obtain Your Birchmount App ID
Email Birchmount support to receive your Birchmount App ID:
⚠️ Note:
This is not your AIQ App ID. Birchmount provides a separate identifier.
Step 3: Add Your Birchmount App ID in AIQ
Navigate to:
App Settings → Features Tab → Birchmount IntegrationEnter your Birchmount App ID
Save your settings
Once complete, customers can redeem digital payments using barcodes directly within your POS 🚀
Scan to Pay
Scan-to-Pay allows customers to load funds onto a digital spend card and use it at checkout.
How Customers Use Scan to Pay
Open the Mobile App hamburger menu
Select Scan to Pay
Create a digital card
Enter the amount to load
Agree to terms and conditions
Select a checkout method:
Payment Methods by Region
United States: Spence + Aeropay
Canada: Spence + Stripe
Connect a bank account to the selected payment method
Digital Card Display
After setup, customers will see a digital card that includes:
Barcode
PIN number
Current balance
When customers tap Scan to Pay in the future, the same card will appear automatically.
If the balance is depleted, customers can reload funds using the link at the bottom of the card.
Redeeming In-Store
At checkout:
Customer opens Scan-to-Pay
Staff scans the barcode or QR code
The POS processes it like a gift card payment
Need Help?
If you need assistance enabling Birchmount Cards or configuring Scan-to-Pay, reach out to AIQ Support via the chat widget in your AIQ Dashboard.